Let us help you buy real estate in this uncertain real estate market. Our experience and knowledge will help you make the most informed decision.

Lease versus Buy Scenario:  

Is now a good time to buy commercial real estate? Their is definitely opportunity so why would it make sense financially?

For example if you purchased a 10,000 sf free standing office building your scenario would look like this including annual expenses:

Purchase Price	$800,000
Annual Property Tax	$15,000
Insurance	$4000
Maintenance/cleaning	$20,000

---

Down Payment:

SBA 504 Loan with $80,000 down, 90% Financing purchase, Great Program, closing fees included in down payment.  

SBA 7 (a) Loan with $80,000 down, 90% Financing purchase, 85% Refinance, 25 Year Amortization, Good Credit. 

Conventional  $200,000 down,   Typical 25% + down payment required in today's market, 20 Year Loan

Land Contract Varies Depends on owners equity position and loan terms. Possible to have low or no down payment and often at the lowest rates. Again depends upon the sellers financial ability and availibility of space.

Monthly Loan Payment: 

SBA 7(a) Loan	$7862
SBA 504 Loan	$7862
Conventional	$8526
Land Contract	Payment Varies. Depends on owners equity position and loan terms. Possible to have low or no down payment and often at the lowest rates and necessary in today's market.

---

Monthly Lease Payment:

 $11,667      Lease Rate $14/sf annual not including NNN Charges 

* This is for illustration purposes only. Actual number may vary. Contact us for purchase options.